SMS Alerts Policy

Macroeconomic State Forecast ("MSF") offers an optional SMS alert feature that notifies registered users when the macroeconomic regime model detects a significant state change. This page describes how opt-in consent is collected, what messages are sent, and how users can opt out at any time.

SMS alerts are strictly opt-in. To receive messages, a user must:

1. Create an account and log in to MSF at msforecast.com.
2. Navigate to their Profile page (click avatar in the header → Profile).
3. Enter their phone number in the Text Alerts section and click Send code.
4. Enter the 6-digit verification code sent to their phone to confirm ownership.
5. Enable one or more alert types for one or more models (MP 0.6.0 and/or MK 0.7.0).

No messages are sent until all steps are completed. Pre-checked boxes, implied consent, and third-party opt-in are never used. Consent is recorded in our database at the time the user verifies their phone number.

Consent language shown at opt-in:

By clicking Send code, you agree to receive SMS text message alerts from MSF at the number provided. These are account notifications about macroeconomic model updates and regime changes — not marketing messages. Message frequency varies based on your alert settings (typically fewer than once per week). Msg & data rates may apply. Reply STOP to unsubscribe and HELP for help.

This consent language is displayed directly below the phone number input on the Profile page, before the user clicks Send code, and is separate from acceptance of the Privacy Policy or Terms of Service.

MSF sends SMS alerts only when the macroeconomic regime model detects a regime change (e.g., Deflation transitioning to Disinflation). Messages include:

• The model name and date of the detected change
• The previous and current top regime
• Current probability breakdown across all four regimes
• An opt-out instruction (reply STOP to unsubscribe)

MSF does not send marketing messages, promotional content, or messages unrelated to regime change alerts. Message frequency depends entirely on model output — typically fewer than once per week.

Example message:

MSF MP 0.6.0: Regime change detected — Deflation → Disinflation. Probabilities: Disinflation 42.3% | Reflation 28.1% | Stagflation 18.4% | Deflation 11.2%. Reply STOP to unsubscribe.

Users can stop receiving SMS alerts at any time by:

• Replying STOP to any alert message.
• Logging in to MSF and disabling SMS alerts from their Profile page.

After opting out, no further messages will be sent. To re-enable alerts, the user must return to their Profile page and opt in again.

Standard message and data rates may apply depending on your mobile carrier and plan. MSF does not charge for SMS alerts beyond any applicable carrier fees.

For questions about SMS alerts, contact us at michaelkrowicki@gmail.com.